Learn more about your pet insurance options below.
Tips for Choosing the Best Pet Insurance Plan for You & Your Pet
Here are some things to consider when choosing a pet insurance plan:
- Your monthly cost
- Whether or not you want preventive medicine to be covered
- How you’ll be reimbursed, and for how much
- What conditions are covered, and if there are limitations such as not covering pre-existing, congenital, or hereditary conditions
- What other limitations are there to the insurance, such as yearly limits for how much you can be reimbursed each year
The best time to purchase pet insurance is when your pet is young and has no pre-existing conditions. Often, you’ll pay a lower premium and have lower deductibles for a healthy, young pet, which also helps save you money. But even if your pet is older, pet insurance may still be a good idea. Many plans cover only emergency cases, which can have costs that skyrocket into the thousands of dollars. Having the safeguard of a program that covers emergency cases can save you the hard decision of choosing between your pet’s care and your budget.