Is Pet Insurance Right For You?

Pet Insurance

Learn more about your pet insurance options below.

Pet Insurance

Pet Insurance

Pet parents naturally want to do whatever they can to help their pets live long, happy, and healthy lives. Yet, sometimes the high medical care costs can constrain their pet’s ability to access the best care. With pet insurance, that can change. Many pet insurance plans reimburse pet parents for part of or even the cost of specific medical procedures that fall under the plan’s policy. There are many different plans, some of which cover only emergency costs, while others help with routine care like annual exams and vaccinations. Choosing the right plan for your pet can be overwhelming, but we’re here to help.
person holding dog

Tips for Choosing the Best Pet Insurance Plan for You & Your Pet

Here are some things to consider when choosing a pet insurance plan:

  • Your monthly cost
  • Whether or not you want preventive medicine to be covered
  • How you’ll be reimbursed, and for how much
  • What conditions are covered, and if there are limitations such as not covering pre-existing, congenital, or hereditary conditions
  • What other limitations are there to the insurance, such as yearly limits for how much you can be reimbursed each year

The best time to purchase pet insurance is when your pet is young and has no pre-existing conditions. Often, you’ll pay a lower premium and have lower deductibles for a healthy, young pet, which also helps save you money. But even if your pet is older, pet insurance may still be a good idea. Many plans cover only emergency cases, which can have costs that skyrocket into the thousands of dollars. Having the safeguard of a program that covers emergency cases can save you the hard decision of choosing between your pet’s care and your budget.

cat looking up

Popular Pet Insurance Companies

Some of the most common insurance companies we come across include:

Choosing pet insurance is a big decision, and if you’d like guidance or advice on that decision, please get in touch with us at 252-355-7504, and we’ll be happy to help.